Kinesis Account:
Users can store their Kinesis currencies within their Kinesis accounts. In this case, they are stored on the blockchain at Kinesis central addresses. This facilitates the exchange and easy spending (eg via Kinesis Card) and easy assets transfers.
Standalone Wallets:
Alternatively, users can use individual blockchain addresses in their Kinesis Wallets or an external standalone wallet supporting ERC-20 tokens.
This affords a further level of security, particularly with the hardware wallet, such as the Kinesis CoolWallet hard wallet.