When you create an account on the Kinesis Money platform you are generating a cryptographic set of letters and numbers, commonly known as 'public keys'.
The handling of these keys happens entirely on your computer, inside your browser.
What is a public key?
Your public key is an address that allows other users to deposit cryptocurrencies and/or tokens to your wallet. These addresses are typically a sequence of letters, numbers or both, this is similar to that of a bank account in terms of transacting with other users, friends, family or merchants.
If you send your public key (address) to someone, they can send you cryptocurrencies or tokens.
Mary wants to transfer Tom some Digital Gold.
Tom sends Mary his public key, Mary then sends Tom 10 KAU. Tom receives this straight to his wallet.
Please also see What is my 12-word recovery phrase, and how do I keep it safe?