There are two elements to the cost of the transfer.
- The fixed charge that your sending institution makes (bank, TransferWise, Revolut etc.)
- The exchange rate that you get.
The conversion is done using the mid-rate plus above loading just before the funds are credited to your Kinesis USD Account.
Typically, a UK bank will make a £15-20 fixed change and then apply a 2.75% loading to the mid-rate for GBPUSD.
You can improve significantly on this by using a company like Transferwise to do the conversion and send the international transfer.
If you are going to get Transferwise to convert your currency to USD, then you'll need to select the USD as your destination currency.
If you need to breakdown the Address, then these are the components:
- Street: Level 3, 10 Market Street
- City: Brisbane
- State: QLD (=Queensland)
- Post or Zip: 4000